Application Process

Application Process

The following steps describe the process of becoming a Habitat Homeowner:

Step 1:  Be able to answer “yes” to the following:

  • Have lived in Tulsa County for at least one year
  • You (and your spouse) are a legal citizen of the United States
  • Meet Tulsa Habitat for Humanity’s income guidelines and credit standards
  • Acknowledge and accept the responsibilities of home ownership
  • Be willing and able to complete a certain amount of  hours for the  program in preparation for constructing your own home with Tulsa Habitat
  • Your current living conditions could possibly be declared sub-standard

Step 2: Complete an Eligibility Questionnaire, secure a personal Credit Report and bring them with you to a Habitat Home ownership Program Orientation.

Click here to download the Eligibility Questionnaire

If you were able to answer “yes” to each point in Step 1, you must then attend a Home ownership Program Orientation which is held each month at the Tulsa Habitat office.  Here you will learn more about home ownership basics and the Tulsa Habitat Home ownership Program.  If you wish to be screened and considered for the Habitat Program, you must bring the following to this Orientation: (1) Eligibility Questionnaire, and (2) Personal Credit Report. Before you come to the meeting,

This can be printed from this website or picked up at the Habitat office, Monday-Friday, 8:30 to 5:00.  You will also need to bring a personal Credit Report processed within 30 days of the Orientation.  You can obtain FREE Credit Reports on-line.  Finally, call 918-592-4224 x 201 to reserve your spot.  If initial eligibility is determined through the screening, you will then be given a Program Application and invited to an Application Screening meeting.

Step 3: If your initial eligibility was established, you must then attend an Eligibility Seminar

Eligibility Seminar dates are set for Tuesday at 1:00 pm or Thursday at 9:00 am. You will need to call Ms. Brown at 918-592-4224 x206 to register and let her know which day you plan to come.  Register by leaving your name, the day and date you will attend, and a working contact phone number.  If your schedule changes and you cannot attend, please cancel or reschedule by calling Habitat at 918-592-4224 x 206.  If Habitat needs to change your scheduled time, we will contact you.

Before attending the meeting, you must fill out your Eligibility Questionnaire completely and secure all required documents including a credit report for you and your spouse if you are married. If you are having trouble accessing your credit report you will need to come 30 minutes earlier than stated above.   After this Seminar, the process typically is completed within 30 days. Beyond the Screening the process includes (1) an in-home interview with you and your family, (2) review by a Habitat committee, and (3) approval by the Tulsa Habitat Board of Directors.


Step 4: Home-ownership Program

Once a family has been approved and accepts an invitation to become part of the program, they begin a journey to complete a 300-350 hour program.  Families have completed this part of the program in as little as 6 months, but for most it will take 8-14 months, dependent on how diligent a family is about completing hours.  After completing their hours, a family will pick a property owned by Habitat and will build their home along with volunteers and licensed contractors.  The size of homes is determined by the size of the family and gender of their children.